SME Package

Beech Underwriting offer package quotes for office and retail risks via our online quote system. We have a flexible underwriting approach with quick turnaround times and instant documentation. Our package products are backed by AA rated capacity and a dedicated claims handling team.


  • Offices including working from home
  • Retailers for example – Arts & Crafts, Clothing, Opticians, Butchers, Outdoor & Camping Equipment, DIY Stores / Builders Merchants, Electronic Goods, Household Goods, Fancy Dress, Furniture, Hardware Merchants, Florists, Garden Supplies, Charity Shops, Locksmiths.

Cover includes

  • Material Damage
  • Accidental Damage
  • Capital Additions up to 10% of the buildings (up to a maximum of £1,000,000)
  • Unauthorised use of utilities up to a maximum of £10,000
  • Damage to services which the insured is responsible for.
  • Glass
  • Money/Assault
  • Business Interruption / ICOW
  • Employers Liability
  • Public / Products Liability up to £5,000,000
  • Maximum Sum Insured any one location including buildings, contents and rent is £7,500,000