Unoccupied Property

Beech Underwriting specialise in unoccupied property with AA rated Capacity.  We can underwrite unoccupied property for both commercial and residential risks with a fast and flexible approach. We work closely with our agents to achieve the best solutions for your clients.

  • Unoccupied Commercial & Residential Property  
  • Buildings in the course of alteration
  • Unoccupied Pubs with confirmed plans in place can be considered
  • Grade II Listed
  • Non-Standard Construction can be considered
  • Non UK Domiciled Insured can be considered
  • Adverse Financial Histories can be considered
  • Day one uplift
  • Capital Additions up to 10% of the buildings (up to a maximum of £1,000,000)
  • Damage to underground cables (subject to a maximum of £5,000)
  • Unauthorised use of utilities (subject to a maximum of £5,000)
  • Property Damage
  • Glass
  • Loss of Rent
  • Losses following prevention of access caused by damage within 500m of the premises
  • Employers Liability
  • Property Owners Liability up to £5,000,000
  • Legal Expenses Available
  • Maximum Sum Insured any one location including buildings, contents and rent is £7,500,000