Insurance from Beech Underwriting Agencies Ltd


We operate four main schemes

Terrorism Insurance –

  • 1st loss cover available
  • Cover available for Europe and most other countries
  • Cover available for domestic and commercial risks
  • All policies are underwritten 100% at Lloyds
  • ‘Cherry Pick’ which properties from a portfolio to insure under the scheme, complete flexibility
  • Flexible cover that can be tailored to your requirements
  • Premiums starting from just £30.00 + IPT
  • Commission payable
  • Cancellations dealt with on a pro-rata basis
  • For further information email

Property Owners Schemes –

  • Cover available for commercial and residential risks
  • Cover available for all tenant types
  • Discounts available for voluntary excesses
  • Cancellations are dealt with on a pro-rata basis
  • Commission payable
  • Quotes should be obtained by emailing

Unoccupied Property Owners

  • Great security – 100% Lloyd’s of London
  • Quick turnaround
  • Competitive premiums
  • Tiered cover gives flexibility – FLEA only, wider perils etc.
  • Good rates of commission
  • Pro-rata RP on cancellations – no short-rate provision.
  • Dedicated TPA claims handlers
  • Email submission/quote basis – but happy to discuss any risk on phone
  • Flexible underwriting approach
  • No ‘computer says no’ mentality
  • Can quote trades many other markets cannot (ie unoccupied pubs)
  • No restrictive criteria on period of time unoccupied – even over 5 years can be considered on referral
  • Statement of Fact Basis
  • Can continue to accommodate risks should they become occupied
  • Can quote on annual basis – or short period.
  • Can cover property undergoing renovation.

Package Schemes

  • Facility for shops, offices, public houses, hotels and restaurants
  • Accommodates small to medium retail risks
  • Large range of trades covered
  • Cover available for risks with 100% felt on timber roofing
  • Price match facility is available on referral and further discounts are available in some cases
  • Cancellations are dealt with on a pro-rata basis
  • Commission payable

Should you have any query regarding any of the schemes or require further details, please contact us.

Authorised and regulated by the Financial Conduct Authority firm reference number 304391

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