Property Owners Scheme

Beech Underwriting specialise in property insurance for commercial & residential risks with AA rated Capacity.  We offer a fast and flexible underwriting approach, working closely with our agents to achieve the best solutions for your clients. We can consider the following:

  • Commercial Property  
  • Residential Property
  • Part Occupied / Unoccupied
  • Property Portfolios
  • HMO’s
  • Holiday Lets / 2nd Homes
  • DSS Tenants (Direct tenancy agreements with Insured)
  • Students Lets
  • Grade II Listed
  • Non-Standard Construction
  • Non UK Domiciled Insured
  • Adverse Financial Histories
  • Day one uplift
  • Capital Additions up to 10% of the buildings (up to a maximum of £1,000,000)
  • Damage to underground cables (subject to a maximum of £5,000)
  • Unauthorised use of utilities (subject to a maximum of £5,000)
  • Property Damage
  • Glass
  • Loss of Rent
  • Losses following prevention of access caused by damage within 500m of the premises
  • Employers Liability
  • Property Owners Liability
  • Legal Expenses Available
  • Maximum Sum Insured any one location including buildings, contents and rent is £7,000,000